Top five reasons prepaid beats credit every time

There are a lot of options for paying these days.  There are the old stand-bys such as coins, dollar bills, and checks, but most people have evolved into carrying little plastic cards.  With these little plastic cards, however, come several more choices.  When you get down to it there are basically two types of cards to choose from:  the ubiquitous credit card, and the debit card.  Here's why you should choose prepaid debit cards over the other any day of the week.

It's easy to acquire a card of your own

There are no credit checks or bank accounts required.  Open an account by depositing funds and you're good to go.  US citizenship isn't even required to own your own prepaid debit card.  Open your account and present either your foreign passport, foreign visa, foreign voter registration, foreign driver's license, or your matricula consular.  Go ahead and try that out with a bank and see how far you get.

Prepaid debit cards give users a high level of control and are a better alternative

Unlike with credit cards and bank-issued debit cards, prepaid debit cards do not charge interest, don't bill overdraft fees, and don't create debt.  The money you put in your account is the money you have available to you.  This helps you create better spending habits by not allowing you to spend more than you have and you won't build up debt.  What you spend today is what you pay and there will be no building interest or overdraft fees.

Prepaid debit cards are easy to use